• Are you saving enough money for retirement?
  • What impact will taxes and inflation have on your investment strategy?
  • If something happens to you, will your family be okay?
  • How do you manage risk across all of your assets to be sure they are aligned correctly?
  • What is the best asset allocation for your investments?
  • Have you maximized your income potential now that you are ready to retire?

The first step in reaching your goals is to have a solid strategy of how to achieve them. We will help you understand your current position, identify strengths and weaknesses, and implement realistic strategies that enable you to see positive changes year after year.

Establish the Relationship

We will listen to you so we can fully understand your needs and what you are looking for in our relationship. At the same time, we will communicate to you our expectations of you as a client. When we both agree that we share a similar vision, then we will move forward.

Gather Information

You will gather specific documents requested so we may understand your current financial position. We will discuss certain decisions you have made up to this point, your values and beliefs in regards to money, as well as clarify your expectations. The most significant part of the conversation is to find out what is truly most important to you.

Evaluate the current situation

Next will be an in-depth assessment of your present situation, identifying any problems or issues that need to be addressed. We will also recognize your strengths, as well as opportunities where you may benefit.

Recommend Strategies

At this point, we will review multiple strategies based on your objectives, risk tolerance, and preferences. We will assist you in implementing the recommendations you have chosen to put the strategies in action and ultimately become a reality.

Monitor and Review

One thing we do know will happen in the future is that life will change. Whether it’s your personal circumstances, the economic environment, the stock market, real estate prices, or tax laws; we may need to adjust your plan. Throughout the year we will communicate with you to review the progress of your personal strategy that has been created and make modifications as needed.